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STUDENT FINANCE AVAILABLE

Course information

Qualification title

NQF Level

SAQA ID

Occupational Certificate: Credit or Loans Officer

4

101676

Curriculum code

Credits

Duration

331201000

124

12 months

1.  Entry Requirements:

NQF Level 4 (Matric) with Mathematics or Mathematical Literacy

2. Tuition Fee:

R20 000.00

3. Purpose of the qualification:

The purpose of this qualification is to prepare a student to operate as an/a Credit or Loans Officer. An/a Credit or Loans Officer analyses, evaluates and process credit and loan applications

A qualified student will be able to:

  1. Promote credit products
  2. Assess and evaluate credit applications
  3. Manage and maintain the quality of credit portfolios

4. Modules:

4.1 Knowledge Modules (26 Credits);

  1. The credit industry, 4 credits
  2. Prospecting in the credit cycle, 4 credits
  3. Credit application process for an individual and for groups, 4 credits
  4. Credit application process for business entities, 8 credits
  5. Management credit portfolios, 2 credits
  6. Security at lending institutions, 1 credit
  7. Customer service and problem solving, 3 credits

4.2 Practical Skill Modules (26 Credits);

  1. Apply sales techniques among various consumer groups, 4 credits
  2. Manage credit applications from individual and group consumers, 7 credits
  3. Manage credit applications from business entities, 10 credits
  4. Manage and maintain credit portfolios, 5 credits

4.3 Workplace Modules (72 Credits);

  1. Processes to apply sales techniques for individual lending, 6 credits
  2. Processes to apply sales techniques for group lending, 6 credits
  3. Processes to apply sales techniques for lending to entities, 8 credits
  4. Processes to manage credit applications from individual consumers, 14 credits
  5. Processes to manage credit from group consumers, 14 credits
  6. Processes to manage credit applications from business entities, 18 credits
  7. Processes to manage and maintain credit loan portfolios, 6 credits

5. Career path:

  1. Credit or Loans officer
  2. Senior loans officer
  3. Bank manager
  4. Finance manager
  5. Credit analyst
  6. Certified financial planner
  7. Open own credit consulting business

6. Rationale:

This qualification is designed to enhance the professionalism and productivity of those who are responsible for assessing and evaluating credit applications in different businesses or banks. Credit or Loans Officers have a full responsibility to promote credit products, assess and evaluate credit applications while managing and maintaining the quality of credit portfolios to generate profit for their organization.

How to Pay

3 payment options are available

  •  
  1. Payment Plans: R20 000

7.1 – 1st Option

Full tuition fees upfront

Payable on 1st March

With 5% discount R19 000.00

 

7.2 – 2nd Option

Payment option in two instalments

1.     Before or on 31ST March

60% R12 000.00

2.     Before or on 31st October

40% R8 000.00

7.3 – 3rd Option

10 monthly instalments under Laduma Academy’s Debit order system

Instalment amount

R2 000.00

First Instalment

Payable by 1ST March

Instalments for 9 remaining months

Payable by the 1st of every month until beginning of December

 

Banking details for payment

Please find the banking details to which the payments are to be made

  • Bank Name: Nedbank
  • Account Name: Laduma Training Academy (PTY)LTD
  • Account type: Current account
  • Account number: 1233296809
  • Branch code: 198765

Please use your id no: as reference while making payment.

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